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BrightPlan Plan for Life

HOW IT WORKS

A new type of digital financial advisor

You define your goals and dreams, and we’ll help you achieve them. It’s easier than you’d imagine. Watch the video, you’ll be surprised.

 
BrightPlan Plan for Life

Just plug in your goals, and let us do the work.

Watch Film
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Live well in the now while planning well for the future.

All your goals matter, big and small. BrightPlan provides the tools to make sure they're achievable:

Sophisticated goal planners
Specific savings advice
Tailored investment plans
Market simulations

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Track progress all the way to the finish line

You've got big plans, and we'll help you stay on top of them. Our software uses statistical analysis to track your probability of success, and provides ongoing advice as your priorities shift and the market moves.

We’ll provide several suggestions to keep your goals on track, like tweaking the target date, linking accounts, or adjusting contributions.

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Put your plan on autopilot

We design an investment strategy for each goal based on your time frame, income needs, and risk tolerance. Apply the mix of stocks and bonds we recommend to your existing investments (e.g. your 401k), or open a BrightPlan Investment Account and we'll automate the essentials:

Automatic Deposits
Asset Allocation
Rebalancing
Dividend Reinvestment

BrightPlan Net Worth

All your accounts in one place

BrightPlan streamlines your financial life. Manually input external account balances, or track them automatically by linking bank, investment, credit card, and loan accounts from over 10,000 financial institutions to get powerful insights on your financial situation.

Net Worth
Cash Flow
Investment Holdings
Transaction Monitoring

We Don't Touch Your Money

Opened at TD Ameritrade | Managed by BrightPlan | Owned by You

BrightPlan Investment Accounts are opened at TD Ameritrade Institutional, a third-party custodian safeguarding more than $1.1 Trillion of assets. Through TD Ameritrade, cash and securities in BrightPlan Investment Accounts are each protected by $500,000 of insurance.

TD Ameritrade SIPC FDIC

TD Ameritrade and BrightPlan, are separate and unaffiliated firms, and are not responsible for each other’s services or policies. TD Ameritrade does not endorse or recommend any advisor and the use of the TD Ameritrade logo does not represent the endorsement or recommendation of any advisor. Brokerage services provided by TD Ameritrade Institutional, Division of TD Ameritrade, Inc., member FINRA/SIPC. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. Used with permission.

How is BrightPlan different?

1

Plan first, then invest

BrightPlan moves beyond the narrow thinking of a “net worth target” to create a unique strategy for each of your goals. Every goal gets its own risk profile, timeline, portfolio and investment account.

2

Invest with us (or don't)

You aren't required to invest a dime with BrightPlan. Start with a financial plan and only invest with us when you’re impressed with us. Until then, track your money with ease by linking bank, investment, credit card, and loan accounts to your plan. We support over 15,000 financial institutions.

3

Time-tested advice

Our approach and algorithms were developed with our sister company Plancorp, an award-winning Registered Investment Advisor with over 30 years of experience and $4 billion under management.

4

Speak to real people

Your plan grows with you. Clients can speak with a Plancorp Certified Financial Planner® about their plan and ask questions about life events like getting married, buying a home, or having a child.

5

Always on your side

The first digital advisor certified by the Centre for Fiduciary Excellence (CEFEX). We're constantly looking out for you, not for sales commissions, kickbacks or hidden fees.

6

Exclusive investments

BrightPlan is part of a small group of Registered Investment Advisers (RIAs) offering evidence-based, low-cost funds from Dimensional Funds Advisors. Most RIA’s only work with clients who have a fortune to invest, BrightPlan works with everyone.

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Persona Form

Uncover your life goals.

Two ways to achieve your dreams

Plan first, then invest

$20

per month

(cancel anytime)

Plan

Personalized digital financial advice.

  • A plan for each of your goals reflecting your unique circumstances.
  • Certified fiduciary advice.
  • Daily analysis to keep your goals on track.
  • Portfolio recommendations for all your investment accounts.
  • Financial dashboard to monitor your net worth, transactions and cash flow for all your accounts.
  • Automate your plan with a BrightPlan Investment Account (optional).

Invest

Automated investing + advice from a CFP® professional.

  • Low minimum investment of $500.
  • Zero management fee on your first $50,000 invested.1
  • Consult with a CERTIFIED FINANCIAL PLANNER™ professional from our sister company Plancorp.
  • Unique investment strategy for each of your goals.
  • Automated investing, portfolio rebalancing, and tax saving strategies.
  • 0.5% annual management fee on the balance above $50,000 in BrightPlan Investment Accounts.1

1 All investments are subject to custodial and fund fees. All funds in BrightPlan portfolios have lower average expense ratios than their Morningstar category (as of 12/30/2017).

© 2017 - 2018 BrightPlan

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FIDUCIARY ADVICE

Legal

Please see our ADV Brochure for more important information. By using this website, you accept our Terms of Service and Privacy Policy.

BrightPlan brings together the best of digital technology based on human experience.
BrightPlan is an SEC-registered investment adviser that only offers digital investment advice. All investing involves risk, including the loss of principal. Past performance does not guarantee future results.

Please see our ADV Brochure for more important information. By using this website, you accept our Terms of Service and Privacy Policy.

© 2017 - 2018 BrightPlan