PRICING

Your success is our reward

As the first digital advisor certified for fiduciary excellence, we're looking out for you, not for sales commissions, kickbacks or hidden fees.

Simple, clear pricing

$20 $0 per month

financial planning subscription,
paid by your employer

I don’t receive BrightPlan as an employee benefit

0.4% per year

investment management fee.
Yes, only 33 cents a month per $1000 invested1

How much would you like to invest?
$

BRIGHTPLAN MONTHLY FEES

Planning subscription fee

$20.00

Investment management fee

$0

Total BrightPlan fees per month

$20.00

[1] All investments are subject to custodial and fund fees. All funds in BrightPlan portfolios have lower average expense ratios than their Morningstar category (as of 12/30/2017)

Compare BrightPlan fees to traditional financial advisors

Total BrightPlan Fees: $
Total Traditional Fees: $
*Based on a nationally representative sample of 242 fee only financial advisors. The average monthly retainer fee is $157 with an average investment management fee of 0.88% of assets managed per year.

A roadmap to financial wellness

  • PLAN FIRST, THEN INVEST

    BrightPlan guides you through creating your financial goals, advises you on each step to achieve them, and automates investing in them.

  • SPEAK TO REAL PEOPLE

    Gain access to Financial Advisors from Plancorp when you invest with BrightPlan. These advisors work with high net worth individuals daily to help them reach their goals.

  • INVEST IN YOUR GOALS

    All your goals matter, big and small. So every goal gets its own risk profile, timeline, portfolio, and investment account.

  • EXCLUSIVE INVESTMENTS

    Funds from Dimensional Funds Advisors were reserved for the wealthy. Now with BrightPlan you can invest in them with just $500.

  • ON YOUR SIDE

    As the first digital advisor certified by the Centre for Fiduciary Excellence (CEFEX), we're constantly looking out for you, not for kickbacks or hidden fees.

  • TIME-TESTED ADVICE

    Our financial planning approach was developed with our sister company Plancorp, a Registered Investment Advisor with over 30 years of experience and $4 billion under management.

Frequently asked questions

What is the minimum to get started?
When can I speak with a financial advisor?
What can I discuss with a financial advisor?
How does BrightPlan bill?
Does BrightPlan bill on accounts I link from other institutions, like my bank account or 401(k)?
Where will my BrightPlan Investment account be held?
Are there any other fees for using BrightPlan?

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