Sign In
Get Started
Sign Up

All Stories

Filter By:

How Much Money to Put in Your Emergency Fund

Building Wealth

How Much Money to Put in Your Emergency Fund

Nov 6, 2018 • 4 minute read

Emergency funds. Everyone has heard of them, and most of us know we need to have cash ready for...

Stock Market Correction Update

Investing

Stock Market Correction Update

Oct 26, 2018 • 2 minute read

Stock markets have been choppy lately, with the S&P 500 off more than 10% from its highs. A decline...

What You Need to Know About Estate Planning

Plan For Life

What You Need to Know About Estate Planning

Oct 15, 2018 • minute read

Developing and executing an estate plan is rarely at the top of anyone’s to-do list, but it’s one...

Our Advice in a Stock Market Swoon

Investing

Our Advice in a Stock Market Swoon

Oct 12, 2018 • 2 minute read

We know that when markets drop it can be hard to stomach. As our Co-Chief Investment Officer, Peter...

The Top Five Benefits of Investing in a 401(k)

Building Wealth

The Top Five Benefits of Investing in a 401(k)

Sep 26, 2018 • 4 minute read

On average, Social Security replaces around 40% of income for retirees, and even less for high...

Zestimate Your Home Value in BrightPlan

Plan For Life

Zestimate Your Home Value in BrightPlan

Sep 14, 2018 • 2 minute read

Your home is one of the biggest investments you’ll ever own, and that makes it a key part of your...

The Best Way to Repay Your Debt: Debt Snowball or Debt Avalanche?

Building Wealth

The Best Way to Repay Your Debt: Debt Snowball or Debt Avalanche?

Sep 6, 2018 • 5 minute read

There are usually two ways to get to where you’re going, right? One may be the direct route on the...

BrightPlan Founder Marthin De Beer Nominated for Innovator of the Year

Achieving Goals

BrightPlan Founder Marthin De Beer Nominated for Innovator of the Year

Sep 4, 2018 • 3 minute read

Sometimes it has to get personal to force thinking outside the box. Marthin De Beer had become...

The Most Common 401(k) Mistakes People Make - And How to Fix Them

Building Wealth

The Most Common 401(k) Mistakes People Make - And How to Fix Them

Aug 17, 2018 • 4 minute read

As a Retirement Plan Advisor for Plancorp, I spend a lot of my days talking to retirement plan...

Savings Rate or Rate of Return? How to Focus Your Attention for Long-Term Financial Success

Building Wealth

Savings Rate or Rate of Return? How to Focus Your Attention for Long-Term Financial Success

Aug 14, 2018 • 4 minute read

As a young professional, one of the best pieces of advice I received was to save and invest 15% of...

How an Emergency Fund Helped Me Land My Dream Job

Plan For Life

How an Emergency Fund Helped Me Land My Dream Job

Aug 3, 2018 • 5 minute read

"Life is like a box of chocolates. You never know what you're gonna get." Amen to that, Forrest...

7 Ways an Emergency Fund Makes You Wealthier

Plan For Life

7 Ways an Emergency Fund Makes You Wealthier

Jul 25, 2018 • 5 minute read

A rainy day fund. A safety net. There are many titles for an emergency fund, but you can consider...

The Secret to Using Money to Buy Happiness

Building Wealth

The Secret to Using Money to Buy Happiness

Jul 20, 2018 • 3 minute read

I’m always excited about getting a new iPhone.

Student Loan Repayment, Simplified

Plan For Life

Student Loan Repayment, Simplified

Jul 17, 2018 • 3 minute read

Graduating from college is a fun and exciting time of life. For most students, this time also means...

How to Automate Your Finances in 5 Easy Steps

Plan For Life

How to Automate Your Finances in 5 Easy Steps

Jul 2, 2018 • 6 minute read

Remember in high school when you had to read The Odyssey? Homer’s epic told the story of Odysseus’...

Reduce Investing Anxiety by Focusing on This One Value

Investing

Reduce Investing Anxiety by Focusing on This One Value

Jun 4, 2018 • 4 minute read

The first time I went deep-sea fishing I learned a valuable lesson about focus. A few miles out to...

What You Need to Understand About Owning Bonds

Building Wealth

What You Need to Understand About Owning Bonds

May 7, 2018 • 5 minute read

Interest rates have been on the rise since 2013, but the latest move by the 10-year U.S. Treasury...

Going Global: Olympic Lessons in Investing

Building Wealth

Going Global: Olympic Lessons in Investing

Apr 12, 2018 • 3 minute read

 If you’re like me, the wrap up of this year’s Olympic games left you wondering: What do I watch on...

How to Prevent Lifestyle Creep

Achieving Goals

How to Prevent Lifestyle Creep

Mar 28, 2018 • 4 minute read

If you place your hand in a bowl of lukewarm water and start heating it, you’re unlikely to notice...

5 Advantages of Using Mutual Funds to Invest for Your Goals

Achieving Goals

5 Advantages of Using Mutual Funds to Invest for Your Goals

Mar 22, 2018 • 3 minute read

I’ve always been a fan of simplicity. One of my goals in founding Plancorp in 1983 was to simplify...

Court of Appeals Invalidates Fiduciary Rule. Is Your Advisor Putting You First?

Building Wealth

Court of Appeals Invalidates Fiduciary Rule. Is Your Advisor Putting You First?

Mar 21, 2018 • 3 minute read

I am thrilled that the fiduciary rule continues to be in the news. Sure, the Court's opinion is...

How and Why I Gave My Four-Year-Old an Allowance

Plan For Life

How and Why I Gave My Four-Year-Old an Allowance

Mar 9, 2018 • 3 minute read

Last month, I started giving my four-year-old son an allowance.

Women Are Better Savers than Men. Here's Why We Need to Invest, Too.

Building Wealth

Women Are Better Savers than Men. Here's Why We Need to Invest, Too.

Feb 26, 2018 • 3 minute read

Picture yourself holding a crisp $100 bill in your hand. What sounds more appealing?

Achieving Goals

"DON'T PANIC." How I Stayed Calm When Stocks Fell

Feb 16, 2018 • 4 minute read

Last week SpaceX launched their first Falcon Heavy Rocket, releasing Elon Musk’s cherry-red...

What to Do When the Stock Market Drops

Building Wealth

What to Do When the Stock Market Drops

Feb 9, 2018 • 2 minute read

Yesterday, the Dow Jones Industrial Average and S&P 500 entered “correction territory,” meaning...

7 Reasons to Choose a Goals-Based Financial Plan

Achieving Goals

7 Reasons to Choose a Goals-Based Financial Plan

Feb 8, 2018 • 5 minute read

In many areas of our lives, the importance of goal-setting seems obvious. If you go on a diet, you...

5 Reasons to Open an IRA and Max it Out Every Year

Achieving Goals

5 Reasons to Open an IRA and Max it Out Every Year

Jan 26, 2018 • 5 minute read

The Individual Retirement Account (IRA) is perhaps the best retirement savings tool.

4 Steps to Improve Your Finances in 2018

Achieving Goals

4 Steps to Improve Your Finances in 2018

Jan 18, 2018 • 4 minute read

The New Year brings with it new resolutions for self-improvement. Many people want to improve their...

Is There Such a Thing as

Plan For Life

Is There Such a Thing as "Good" Debt?

Jan 12, 2018 • 4 minute read

Have you ever eaten too many donut holes? The first two or three send you to heaven. But as you eat...

Keep This Much Cash in Savings and Not a Penny More

Building Wealth

Keep This Much Cash in Savings and Not a Penny More

Jan 5, 2018 • 3 minute read

People say that cash is king, but they don’t always give their cash the royal treatment it...

Year-End Tax Tips in Light of Tax Reform

Building Wealth

Year-End Tax Tips in Light of Tax Reform

Dec 20, 2017 • 7 minute read

This post was co-written with Wealth Manager Scott Ngo, CFP®, CPA, PFS The end of the year is...

Should You Invest in Bitcoin?

Building Wealth

Should You Invest in Bitcoin?

Dec 11, 2017 • 9 minute read

The frenzy around cryptocurrencies only goes up by the day. All the excitement drives everyone from...

How to Set Up Your Emergency Fund

Plan For Life

How to Set Up Your Emergency Fund

Dec 1, 2017 • 4 minute read

Your emergency fund can help you cover the cost of life’s unpleasant surprises like medical bills,...

Your Financial Advisor Should Put You First

Plan For Life

Your Financial Advisor Should Put You First

Nov 17, 2017 • 4 minute read

Did you know not all financial professionals are required to work in your best interest? It sounds...

Selecting Stars from the Investment Universe

Building Wealth

Selecting Stars from the Investment Universe

Nov 9, 2017 • 3 minute read

There are 27,000 mutual funds, ETFs, and hedge funds available in the United States. Despite the...

8 Reasons to Start Planning Your Next Vacation Right Now

Plan For Life

8 Reasons to Start Planning Your Next Vacation Right Now

Nov 3, 2017 • 4 minute read

In this always-on economy, taking time off to relax, rest and recharge has never been more vital to...

BrightPlan Launches, Bringing Fiduciary Advice to Everyone

Achieving Goals

BrightPlan Launches, Bringing Fiduciary Advice to Everyone

Nov 1, 2017 • 3 minute read

After a venturous couple of years and many late nights and long weekends, I’m pleased to announce...

Spending Too Much? Here's What to Do

Achieving Goals

Spending Too Much? Here's What to Do

Oct 31, 2017 • 5 minute read

What do you think is the most common problem people have in the process of building wealth? 

How Much Can I Afford?

Achieving Goals

How Much Can I Afford?

Oct 31, 2017 • 4 minute read

One of the most frequent questions I get from friends and family is, "How much can I afford to...

To Educate, Not Sell

Plan For Life

To Educate, Not Sell

Oct 31, 2017 • 3 minute read

In an industry where most are focused on driving sales and pitching products, investors have a...

How Good is My 401(k) Plan?

Building Wealth

How Good is My 401(k) Plan?

Oct 25, 2017 • 4 minute read

When I meet with clients, I’m always amazed by the huge differences in quality between retirement...

Where to Save for Retirement

Building Wealth

Where to Save for Retirement

Oct 15, 2017 • 4 minute read

One of the trickier decisions when saving for retirement is determining which accounts to...

Planning for College Costs: A Roadmap

Achieving Goals

Planning for College Costs: A Roadmap

Oct 11, 2017 • 6 minute read

Whether you’re a parent, grandparent or student, the phrase “college tuition” comes with some...

Reverse Budgeting: How To Create A Budget That Actually Works

Achieving Goals

Reverse Budgeting: How To Create A Budget That Actually Works

Sep 5, 2017 • 4 minute read

What if budgeting was quick rather than time consuming. Simple, not complex. Imagine a budget you...

Should You Invest or Pay Down Debt?

Building Wealth

Should You Invest or Pay Down Debt?

Aug 20, 2017 • 3 minute read

BrightPlan is all about helping you set and achieve life and financial goals. As we prioritize...

How I Paid Off $28,000 of Student Loan Debt in 2 Years

Achieving Goals

How I Paid Off $28,000 of Student Loan Debt in 2 Years

Aug 2, 2017 • 7 minute read

I graduated from college in Spring of 2013 with dreams, a degree, and some serious debt. $27,993.86...

4 Bad Reasons to Buy A Home

Building Wealth

4 Bad Reasons to Buy A Home

Jul 30, 2017 • 5 minute read

Economic commentators spent the last several years lamenting the fact that Millennial homeownership...

Are You Financially Fit? Answer These Questions to Find Out

Building Wealth

Are You Financially Fit? Answer These Questions to Find Out

Jul 29, 2017 • 4 minute read

Until recently I couldn’t have told you how many steps I walked, how many calories I burned, or my...

7 Ways To Relieve Financial Stress

Building Wealth

7 Ways To Relieve Financial Stress

Jul 6, 2017 • 4 minute read

In the American Psychological Association’s annual study on stress, the financial variety has...

Stop Checking Your Investment Portfolio

Building Wealth

Stop Checking Your Investment Portfolio

Jun 14, 2017 • 3 minute read

Quit looking at your portfolio. You’ll be happier, and perhaps even wealthier over the long term....

Announcement: Prumentum Group Raises $25M Series A

Plan For Life

Announcement: Prumentum Group Raises $25M Series A

May 26, 2017 • 2 minute read

We marked an exciting milestone for Prumentum Group as we announced the close of a $25 Million...

Three Critical Choices for Successful Investing

Building Wealth

Three Critical Choices for Successful Investing

Apr 27, 2017 • 7 minute read

This is the final post of a series on the BrightPlan investment philosophy, our game plan to help...

The Smart Way to Fund Your Future

Building Wealth

The Smart Way to Fund Your Future

Apr 6, 2017 • 6 minute read

This post is part of a series on the BrightPlan investment philosophy, our game plan to help you...

Stop Obsessing About Making More Money, Focus on This Instead

Plan For Life

Stop Obsessing About Making More Money, Focus on This Instead

Mar 15, 2017 • 2 minute read

Quora is an online community devoted to “bringing together people from different worlds to answer...

Is it Possible to Enjoy Life Now and Still Save for Later?

Plan For Life

Is it Possible to Enjoy Life Now and Still Save for Later?

Mar 15, 2017 • 3 minute read

Late in 2015, Elite Daily author Lauren Martin ignited a controversy with her blog post entitled,...

What Should I Do With My Tax Refund?

Building Wealth

What Should I Do With My Tax Refund?

Mar 12, 2017 • 3 minute read

Last year the IRS processed roughly 150 million tax returns, giving refunds to 73% of filers. The...

Planning Ahead for Multiple Decades of Retirement

Plan For Life

Planning Ahead for Multiple Decades of Retirement

Mar 8, 2017 • 4 minute read

As life expectancy has increased the reality of retirement has changed dramatically. When the...

Let the Market Work For You

Building Wealth

Let the Market Work For You

Mar 2, 2017 • 2 minute read

Our first two investment philosophy posts outlined core tenets of our investment approach:

Introduction to Evidence Based Investing

Building Wealth

Introduction to Evidence Based Investing

Mar 2, 2017 • 4 minute read

The next few posts outline BrightPlan’s core tenets in our investment philosophy; our playbook for...

Don’t Try to Outguess the Market

Building Wealth

Don’t Try to Outguess the Market

Mar 2, 2017 • 3 minute read

In our first investment philosophy post we discussed the Efficient Market Hypothesis. The EMH leads...

How Can Millennials Save More for Retirement?

Plan For Life

How Can Millennials Save More for Retirement?

Mar 1, 2017 • 3 minute read

Millennials face tough challenges when it comes to saving for retirement. The generation in their...

How to Actually Follow Through with Your Goals

Achieving Goals

How to Actually Follow Through with Your Goals

Feb 27, 2017 • 4 minute read

It’s impossible to ignore the fact that people often have trouble following through with their...

The First Question You Need to Ask Your Investment Advisor

Building Wealth

The First Question You Need to Ask Your Investment Advisor

Feb 15, 2017 • 4 minute read

Before ever investing with an investment advisor it’s important to know he or she has your best...

One New Habit Could Change Your Financial Future

Building Wealth

One New Habit Could Change Your Financial Future

Jan 31, 2017 • 6 minute read

A few weeks into a New Year, I’ve taken stock of what I accomplished last year and how I hope to...

How to Change a Life - 5 Reasons to Give on #GivingTuesday

Giving Back

How to Change a Life - 5 Reasons to Give on #GivingTuesday

Nov 27, 2016 • 9 minute read

What is #GivingTuesday?

10 Inspiring Life Goals and the Awesome Bloggers Behind Them

Achieving Goals

10 Inspiring Life Goals and the Awesome Bloggers Behind Them

Nov 9, 2016 • 7 minute read

We scoured the Internet and found inspirational bloggers who have undertaken audacious life goals....

The Day I Discovered the Beauty of Goal Setting

Achieving Goals

The Day I Discovered the Beauty of Goal Setting

Oct 30, 2016 • 4 minute read

Growing up, much of our life is spent on someone else’s schedule. Each step of the path is often...

How to Make a Financial Plan That Actually Works

Building Wealth

How to Make a Financial Plan That Actually Works

Oct 29, 2016 • 6 minute read

Money management has never been a more fluid enterprise. We can now easily split a bill between...

Why Getting Inspired is the Critical First Step Toward Reaching Your Goals

Achieving Goals

Why Getting Inspired is the Critical First Step Toward Reaching Your Goals

Oct 6, 2016 • 4 minute read

Recently my wife Jordan and I were talking about one of my favorite topics: investing. As I...

To Reach Your Goals, Take Them One Step at a Time

Achieving Goals

To Reach Your Goals, Take Them One Step at a Time

Sep 29, 2016 • 3 minute read

After getting inspired to tackle your big goals, it is easy to become overwhelmed and distracted...

What We CAN’T Learn From Olympians

Achieving Goals

What We CAN’T Learn From Olympians

Sep 1, 2016 • 4 minute read

I am a self-professed Olympics nerd. I just spent (17) days watching the Olympics morning and night...

How To Create A Simple And Effective Life Plan

Plan For Life

How To Create A Simple And Effective Life Plan

Jul 7, 2016 • 2 minute read

A Life Plan is the foundation for your financial plans, driving how you need to spend, save, and...

Have a Plan to Boost Your Investment Returns

Building Wealth

Have a Plan to Boost Your Investment Returns

Jul 7, 2016 • 4 minute read

When it comes to investment returns, it seems everyone wants to pick the perfect portfolio,...

Why Goal Setting May Be The Surest Route To Achieving Your Dreams

Achieving Goals

Why Goal Setting May Be The Surest Route To Achieving Your Dreams

Jul 6, 2016 • 3 minute read

Some people just seem to have a knack for accomplishing whatever they set out to do, whether it’s...

The Top 5 Benefits Of Having A Financial Plan

Plan For Life

The Top 5 Benefits Of Having A Financial Plan

Jul 6, 2016 • 5 minute read

Ever been curious about how much money you’ll earn over the course of your lifetime? The United...