BrightPlan Premium Programs for Retirement Readiness, Early Career Talent, Executive Leaders, and Families Facing Loss
Retention is won by showing up at every chapter. BrightPlan delivers guided, white glove program experiences for the financial moments carrying the greatest consequence for your people and your workforce plan.
BrightPlan Premium Programs
Employee financial wellbeing benefits are now a top retention lever: 91% of employees say they would consider switching jobs for more tailored options¹. BrightPlan Premium Programs are add-on, employee sponsored programs. They focus on the life events when that loyalty is decided, from an employee's first paycheck to their retirement readiness, and from executive financial complexity to a family's hardest moment.
Program:
Retirement Readiness
The moment it serves:
The largest transition of a working life, guided, not guessed
Program:
Strong Start
The moment it serves:
The first paycheck and the habits that compound for decades
Program:
Executive Concierge
The moment it serves:
The most complex financial lives, met with white glove care
Program:
Survivor Support
The moment it serves:
The moment a family needs an employer most, met by a human
Retirement Readiness Program
How To Measure Retirement Readiness
BrightPlan defines retirement readiness as the confidence to close one chapter and own the next. The retirement industry measures proxies: participation rates tell you who enrolled, not who will retire, and account balances tell you what exists, not what will be needed. None of them answer the only question that matters: will this employee be able to retire? That question has real business stakes. Employees lacking the financial means to retire on schedule remain in their roles, and the consequences travel into succession timing, leadership bench depth, internal mobility, and payroll cost. BrightPlan research puts the exposure at roughly $50,000 per employee. Retirement Readiness turns that risk into a workforce strategy, not just a benefit.
Built on four pillars
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Wealth
Income sufficiency, savings trajectory, debt load, and retirement probability
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Health
Healthcare readiness, financial resilience, and longevity risk
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Purpose
Workforce transition preparedness and post-career planning confidence
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Legacy
Estate readiness, family impact, and long-term financial continuity
A journey for every employee, from their first day to their best day
The program meets employees at four stages: early career, with foundational financial wellness for those just starting out; mid-career, with planning guidance for peak earning years; late career, with retirement preparation as their horizon approaches; and ready to retire, with an eight-step interactive guide for employees within five years of retirement.
Every dimension of the retirement decision, covered:
Strong Start Program
The first paycheck and the habits that compound for decades.
Early career employees arrive carrying student debt while navigating benefits enrollment for the first time, often without the financial knowledge either requires. BrightPlan research found 86% of Gen Z workers report financial stress, losing over 8 hours per week to it. Strong Start is an early career financial literacy program that takes employees from beginner to financially grounded during the months when retention patterns form. Ideal for graduate hiring programs, early career talent, and organizations investing in their next generation of leaders.
The Strong Start journey:
eight sections across five phases
The BrightPlan Executive Concierge Program
The most complex financial lives, met with white glove care. Now available globally.
Executive financial circumstances run well past what traditional employee benefits address, and BrightPlan research found 72% of C-suite leaders report stress about their personal finances. Executive Concierge extends the financial wellness offering available to your broader workforce with tailored services for executives worldwide, built around the complexity of their executive compensation plans and personal financial management. Compounding the challenges, many executives have limited time to dedicate to managing their financial picture. Ideal for C-Suite teams and global senior leaders.
Support includes:
Investment advice, retirement and goal planning, cash flow planning, insurance, and Social Security and national program support
Employer benefits, equity compensation, open enrollment elections, and decision-making resources
Income tax support, guidance on current regulation, tax and legal document preparation support, and survivor services
Oversight and training, regular updates, introduction materials for your executives, and continuous quality assurance
Survivor Support Program
The moment a family needs an employer most, met by a human.
When an employee or a family member passes away, surviving loved ones face financial and administrative decisions during an already difficult time. BrightPlan Survivor Support provides a twelve-month program of dedicated help, with unlimited consultations, a Service Coordinator, and access to a Certified Financial Planner. Employees see the value far beyond merely being a benefit. The impact on their life builds a stronger connection with the employer. Ideal for organizations that want their benefits to show up for employees and their families when it matters most.
Ready to Solve Your Next Workforce Challenge?
Whether your priority is retirement readiness, early career talent, executive benefits, or standing by families through a loss, BrightPlan Premium Programs deliver targeted financial wellbeing experiences with measurable outcomes for employees and your organization.
¹Morgan Stanley at Work, State of the Workplace Financial Benefits Study, 2026
