BrightPlan: Your Money Navigator

Bread Financial does money differently. That's why you have access to BrightPlan, a total financial wellness solution built to help you navigate your Bread Financial benefits that deal with a dollar sign ($).

With BrightPlan, you get access to live financial planners, exclusive benefits guides, and personalized financial benefits education. Whether you need step-by-step guidance or are simply looking to boost your benefits IQ, BrightPlan has the tools you need to help you maximize your money.

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Bread Financial 401(k) Plan

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is one of the easiest ways to build confidence for your future. Enroll online at rps.troweprice.com or by calling 1-800-922-9945. See more.

Bread Financial automatically deposits 3% of your eligible annual pay in your 401(k) account each year, regardless of your contributions. That’s free money! On top of that, Bread Financial matches $0.50 for every $1 you contribute, up to 6% of your eligible annual pay. To maximize this benefit, contribute at least 6% of your pay to receive the full 3% company match. Between the free money and the match, that’s a 6% contribution from Bread Financial! Visit T.RowePrice or Visit T.RowPrice mobile solutions

Health Equity is your one-stop-shop

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Health Equity is your one-stop-shop for Health Savings Accounts (HSA), Flexible Spending Accounts (FSA), Limited Purpose FSA (HSA compatible), and Dependent Care Accounts.

An HSA lets you put money away for future healthcare costs while saving on taxes. How? HSAs are never taxed at a federal income tax level when used for qualified medical expenses. Contributions can come straight out of your paycheck, and your HSA can grow tax-free too. Get started by downloading the Health Equity app or visiting Health Equity's website. Your HSA enrollment must be completed during your Open Enrollment Period. For additional Open Enrollment guidance, check out BrightPlan's Open Enrollment Guide

A healthcare FSA lets you use tax-free money

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A healthcare FSA lets you use tax-free money to pay for eligible medical expenses. FSAs help members realize significant savings on healthcare costs.

Don’t think of FSAs as money deducted from your paycheck—think of it as money added to your wallet. Get started by downloading the Health Equity app or visiting Health Equity's website. Your FSA enrollment must be completed during your Open Enrollment Period. For additional Open Enrollment guidance, check out BrightPlan'sOpen Enrollment Guide.

For Tuition Reimbursement

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For Tuition Reimbursement, Bread uses Edcor who is a recognized leader in the tuition assistance industry.

Edcor's partnership with Bread Financial gives you the opportunity to receive tuition assistance that support your educational goals. Learn more at Inview > Benefits & Perks > Tuition Reimbursement.

Student Loan Repayment

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Student Loan Repayment. Bread uses Candidly who is changing what it means to borrow, repay, and save for college.

    With Candidly, you can:
  • Talk to a certified student loan coach for expert, customized guidance
  • Compare federal loan repayment plans and enroll in just minutes
  • Tap into a network of trusted lending partners to choose the best borrowing or refinancing option
  • Shave years off your loans with spare change and cashback from everyday purchases
  • Explore strategies for college savings, finding scholarships, and navigating financial aid
  • Access Candidly at Inview > Benefits & Perks > Candidly (student loan repayment)

BrightPlan Financial Wellness

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BrightPlan Financial Wellness. BrightPlan takes the complexity out of managing your finances and planning for the future.

With BrightPlan you can create a financial plan, build a budget, invest, speak to a financial advisor, and access education tailored to your Bread Financial benefits. Bread Financial has also partnered with BrightPlan to offer Survivor Support Services, which are designed to provide comfort, guidance, and assistance to those dealing with the loss of a loved one. Click here to view the PDF

Get started with BrightPlan in less than 5 minutes by visiting brightplan.com/enroll or downloading the BrightPlan app

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Your subscription to BrightPlan gets you free, unlimited access to our team of certified fiduciary financial planners. Our planners are here to help you work through everything from getting out of debt to saving for retirement. Enroll today to schedule your call.

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